Cincinnati Insurance

Cincinnati Insurance: Protecting Your Lifestyle, Home, and Assets

The Cincinnati Insurance Company may not be a name you recognize. Unlike mass-market insurers, Cincinnati Insurance has quietly established itself as a leading property and casualty insurer with coverage available for high-net-worth individuals and families through a business unit they call “Executive Capstone.”

Executive Capstone provides protection for the affluent’s specialized insurance needs. Their product portfolio includes:

High-Value Home Insurance: protects homes that have a reconstruction value of $1 million and more

Auto Insurance: provides coverage for personally owned vehicles, collector or antique vehicles, motorhomes, and motorcycles

Personal Articles: covers valuable and precious items at their appraised values

Umbrella: provides up to $25 million of protection against losses that exceed the amount of liability insurance you have under your home or auto policy

Yacht and Oceania: covers vessels 20 feet in length or larger

About The Cincinnati Insurance Company

Part of the Cincinnati Financial Corporation, the company has its home office in Fairfield, Ohio, and offers property and casualty insurance, which is its primary business. Founded in 1950 by four agents, including brothers John Schiff and Robert Schiff, Cincinnati Insurance consistently ranks in the 25 largest property and casualty insurers by market share in the United States.

Cincinnati Insurance also has earned the highest possible financial ratings by A.M. Best (A+), Fitch (A+), Moody’s (A!), and Standard and Poor’s Global (A+). The company’s stated mission is to:

  • Provide market stability through financial strength
  • Produce competitive, up-to-date products and services
  • Develop associates committed to superior service

Cincinnati Insurance only offers its products and services through independent agencies like Kelly Klee.

How to get started

A simple 3-step process

Illustration of a man sitting in a chair, completing an insurance application on a tablet

Fill out our secure, easy-to-use online questionnaire.

Illustration of two people talking. One is a customer, and the other is an insurance specialist providing advice

Let our specialized coverage advisors shop the market for you based on your unique needs. Your advisor will make recommendations based on their research.

Illustration of a custom insurance plan

Review your custom plan and select the options that meet your needs.

Questions? Call us at (844) 885-1600. We’re quick to respond and happy to help.